Here's exactly what a custom home costs. Every line item.
Most builders won't tell you what's inside the number. We built this page to show you — right down to the light fixtures, the driveway, and the project management fee. It's the same format we send our real clients.
Fixed Price Proposal — Sample
A Custom Home
Somewhere in the Texas Hill Country
August 15, 2026
✓ Full breakdown unlocked. Every line item and every option is now visible below.
This is a sample estimate for illustration only — the numbers below are representative for a very high-end custom build in the Hill Country, not any specific project. When you engage Hearthside, you receive a real proposal with your own line items, options, and prices — no averages, no allowances, no surprises.
Hard Cost
$1,655,998.12
PM Fee (20%)
$331,199.62
Total
$1,987,197.74
Pre-Construction$19,229.44
Architectural Drawings$12,108.00
Billed by heated/living square footage, not covered square footage
Printing (10 Plans)$130.00
Redlines & Takeoffs$991.44
Billed by covered square footage, not heated/living square footage
Hearthside uses a contracted interior designer, Amy Brooks. This is her per-project fee. There are no set number of meetings or number of hours of her time. You may decline these services if you so choose.
Utilities & Site Work$21,000.00
Meter set, trenching, temporary power, etc.$21,000.00
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Concrete (including engineering)$270,000.00
Foundation (slab)$217,500.00
Engineered slab-on-grade foundation. Includes engineered foundation plans, pre-pour inspection conducted by the engineer, and floor surface elevation data collected at the end of construction.
Flatwork (drive & sidewalk(s))$52,500.00
Nominal 4" concrete, minimum 2,500 p.s.i.
Option
Qty
Unit
Unit Price
Total
Standard driveway (12' wide, no longer than 50' to street) and 3'-6" walk
1
ea
$27,000.00
$27,000.00
Add circle driveway (inclusive of above) Selected
1
ea
$52,500.00
$52,500.00
Lumber & Framing$168,588.00
Lumber$108,000.00
Item bid by lumber company based on plans
Framing Labor$60,588.00
Contracted rate with framing crew based on covered square footage, not heated/living square footage
Overhead Doors & Openers$7,360.00
Wayne Dalton 8500-series 16' x 8' Overhead Door$2,900.00
Wayne Dalton 8500-series 8' x 8' Overhead Door$2,500.00
LiftMaster 81550 Overhead Garage Door Openers$1,960.00
Windows$108,000.00
Windows$108,000.00
Bid by window company based on plans.
Option
Qty
Unit
Unit Price
Total
Ply Gem "Low-E" Double Pane Vinyl Windows
1
ea
$42,000.00
$42,000.00
Pella 250 "Low-E" Double Pane Vinyl Windows
1
ea
$54,000.00
$54,000.00
Pella "Impervia" Fiberglass "Low-E" Double Pane Windows
1
ea
$72,000.00
$72,000.00
Pella "Lifestyle" Wood Frame "Low-E" Double Pane Windows Selected
1
ea
$108,000.00
$108,000.00
Interior Trim & Doors$70,368.68
Millwork Package$31,200.00
Base moulding, casing, crown moulding, doors, etc. Bid by millwork company. All interior doors solid core by Jeld-Wen.
Front Door$15,000.00
Option
Qty
Unit
Unit Price
Total
Double 3-0-8-0 Iron Doors by San Marcos Iron Door (allowance) Selected
1
ea
$15,000.00
$15,000.00
Double 3-0-8-0 Wood Doors by Rogue Valley (allowance)
1
ea
$5,700.00
$5,700.00
Hardware$7,500.00
Kwikset door levers, towel bars, TP holders, towel rings, etc. Bid by hardware company.
Trim Carpentry Labor$16,668.68
Insulation, Drywall, Roofing$124,200.00
Insulation$19,200.00
Option
Qty
Unit
Unit Price
Total
Batt insulation (walls); blown insulation (attic)
1
ea
$9,600.00
$9,600.00
Open-cell spray foam insulation Selected
1
ea
$19,200.00
$19,200.00
Drywall$52,500.00
Bid by drywall company based on plans.
Option
Qty
Unit
Unit Price
Total
Standard texture (monterrey drag, etc.)
1
ea
$39,000.00
$39,000.00
Smooth "Level 5" finish (no texture) Selected
1
ea
$52,500.00
$52,500.00
Roofing$52,500.00
Berridge standing-seam metal roof
Option
Qty
Unit
Unit Price
Total
IKO "Nordic" Class IV asphalt shingle
1
ea
$23,300.00
$23,300.00
Berridge standing-seam metal roof Selected
1
ea
$52,500.00
$52,500.00
Masonry & Fireplaces$79,500.00
Masonry Labor & Materials$72,000.00
Allowance for 80% stucco, 20% limestone on exterior. Allows for interior stone accents as shown on plans.
Quartz countertops; includes cost of standard rectangular undermount sink at bathroom lavatories, (2) Blanco Ikon apron-front sink(s) at Kitchen, and standard stainless steel undermount sink in laundry. Bid is per square foot of material, not per square foot of house.
Option
Qty
Unit
Unit Price
Total
Level 1 Quartz
260
sq ft
$90.00
$23,400.00
Level 2 Quartz
260
sq ft
$120.00
$31,200.00
Level 3 Quartz
260
sq ft
$150.00
$39,000.00
Level 4 Quartz
260
sq ft
$200.00
$52,000.00
Level 5 Quartz
260
sq ft
$240.00
$62,400.00
Level 6 Quartz Selected
260
sq ft
$300.00
$78,000.00
Engineered Hardwood Flooring$73,500.00
Inclusive of labor and materials. Assumed material cost of $5/sf. Bid by flooring company based on plans. This floor covering allotted to all heated areas not listed for ceramic tile flooring below.
Ceramic Tile Flooring$7,500.00
Inclusive of labor and materials. Assumed material cost of $3.50/sf. Bid by flooring company based on plans. Ceramic tile flooring in: Laundry, Powder, Master Bath #1, Master Bath #2, Bath #2, Bath #3.
Wall Tile$26,300.00
Wall tile to ceiling for all shower enclosures with Schluter edging. Inclusive of labor and materials. Assumes average material cost of $8.00/sq ft. Bid by flooring company based on plans.
Shower Pans$5,300.00
Custom mud-set shower plans with hand-laid decorative tile (pebbles, 2x2 mosaic, etc.) Inclusive of labor and materials. Assumes average material cost of $15.00/sq ft. Bid by flooring company based on plans.
Backsplash$4,500.00
Backsplash in Kitchen, Bar, and Prep Kitchen only. Inclusive of labor and materials. Assumes average material cost of $15.00/sq ft. Bid by flooring company based on plans.
Mechanical, Electrical, & Plumbing$222,800.00
Plumbing Labor$50,300.00
Includes disposals in kitchen, whole home water softner system, tankless water heater(s), and recirculation pump. Bid by plumbing company based on plans.
Plumbing Fixtures Allowance$45,000.00
Allowance for all plumbing fixtures (faucets, bathtubs, shower heads, commodes, etc.)
Light Fixtures$18,000.00
Allowance for the selection of front porch lanterns, vanity fixtures, kitchen pendant(s), ceiling fans, etc.
Electrical Labor$49,500.00
Includes all plugs, switches, LED disc lighting (in lieu of recessed can lights), LED cove lighting, and LED under-cabinet lighting below kitchen cabinets, prep kitchen cabinets, and bar. Bid by electrician based on plans.
HVAC$60,000.00
Trane XV-Series with gas furnace; Ecobee thermostat. Bid by HVAC company based on plans.
Cabinets & Painting$104,052.00
Cabinetry$52,500.00
Custom made cabinetry by Kent Moore Cabinets, poplar or maple, painted or stained. Soft-close hinges and drawer guides. Bid by cabinetry company based on plans.
Cabinet Hardware$1,980.00
Assumes average $7.00/cabinet pull in material cost. Total cost reflects installation labor.
Interior & Exterior Painting$49,572.00
Interior paint is Sherwin Williams SuperPaint in a 'satin' finish. Other sheens available. Color(s) to be determined by client; does not impact price. Price reflect a contracted rate with painter based on total covered square footage and is inclusive of labor and materials.
Interior Appliances$121,500.00
Kitchen Appliances$72,000.00
**ALL OTHER APPLIANCE BRANDS ARE AVAILABLE. The options below are merely suggestions.** Includes insert hood for custom cabinet surround, refrigerator, 48" dual-fuel range, 30" drawer-style microwave in island, and dishwasher. Inclusive of tax, delivery, and installation.
Option
Qty
Unit
Unit Price
Total
GE Cafe
1
ea
$48,000.00
$48,000.00
GE Monogram Selected
1
ea
$72,000.00
$72,000.00
Prep Kitchen Appliances$42,000.00
Includes refrigerator, dishwasher, and in-cabinet combo oven and microwave. Inclusive of tax, delivery, and installation.
Option
Qty
Unit
Unit Price
Total
GE Cafe
1
ea
$18,800.00
$18,800.00
GE Monogram Selected
1
ea
$42,000.00
$42,000.00
Bar Appliances$7,500.00
Under-counter beverage center/wine fridge
Option
Qty
Unit
Unit Price
Total
GE Cafe
1
ea
$5,300.00
$5,300.00
GE Monogram Selected
1
ea
$7,500.00
$7,500.00
Outdoor Appliances$15,000.00
Outdoor Kitchen$15,000.00
Renaissance Cooking Systems 6' outdoor kitchen including 36" liquid propane grill, stainless steel sink, faucet, granite top, and aluminum cabinets.
Miscellaneous$129,300.00
Clean-up (Dumpster, Port-o-John, etc.)$12,800.00
Mirrors & Glass$11,300.00
Wall-glued mirrors trimmed in painted 1x4 MDF in secondary bathrooms; Fleurco Artus lit mirrors: (2) each in both Master Bathrooms, (1) in Powder; frameless shower glass and shower doors.
Grading$18,000.00
Rough grade & final grade as required to ensure appropriate drainage away from house envelope
Landscaping Allowance$30,000.00
Allowance for sod, decorative rock, mulch beds, plants, and irrigation
Final Survey$900.00
Contingency$3,000.00
Sheetrock repairs due to damage, etc. I could probably just inflate other line items to cover this - but this is about transparency.
Low Voltage$5,300.00
Includes (1) alarm panel, (1) siren, hard-wired contact points on all exterior doors and windows, capable of interfacing with any monitoring system. Also includes networked Cat5 data jacks to all bedrooms, living rooms, and offices, with data cabinet in Master Closet.
Buried 500 Gallon Liquid Propane Tank$21,000.00
Septic System$27,000.00
Includes all required County permits
Hard Cost$1,655,998.12
PM Fee (20%)$331,199.62
Total$1,987,197.74
Sample proposal for illustration only. Hearthside Homes, Inc. builds custom homes in the San Antonio and Texas Hill Country markets.